If you’re buying
Buyer competition for detached homes currently sits between the extremes of the four segments — busier than the loosest corner of the market, calmer than the tightest. Preparation still beats speed: pre-approval first, comparables before offers. Citywide, selection is better than it was a year ago, so you can afford to be pickier than the headlines suggest. With a detached home you are buying the land as much as the house. Lot, orientation, and mechanical condition — roof, furnace, foundation — deserve more of your attention than the paint. Older stock in mature neighbourhoods trades maintenance you should budget honestly for location a new build cannot match.